Tap to Pay on iPhone
Get paid in 30 seconds. No card reader.
Your customer taps their card or phone to your iPhone. Payment confirmed, income recorded. No hardware, no setup fee.

How it works
Three steps to get paid on the spot.
Step 1
Open Morgan AI
Tap Accept Payment. Enter the amount.
Step 2
Customer taps
They hold their card or phone near the top of your iPhone.
Step 3
Done
Payment confirmed. Income recorded automatically.
Comparison
Tap to Pay vs. a card reader
| Morgan AI | Card reader | |
|---|---|---|
| Hardware required | None | $49-$299+ |
| Setup time | 2 minutes | Days to weeks |
| Income tracking | Automatic | Manual export |
| Invoicing | Built-in | Separate app |
FAQ
Common questions about Tap to Pay.
What is Tap to Pay on iPhone?
Tap to Pay on iPhone lets you accept contactless payments directly on your iPhone. No card reader or extra hardware required.
Do I need a card reader?
No. Tap to Pay uses the NFC chip built into your iPhone.
Which iPhones support Tap to Pay?
iPhone XS and later, running iOS 15.4 or newer.
What payment methods can customers use?
Any contactless credit or debit card, Apple Pay, Google Pay, or Samsung Pay.
How fast do I get paid?
Payments are typically deposited within 1-2 business days.
Start accepting card payments today.
Free to download. No card reader needed.
Free to start · No card reader needed · iOS & Android