# Tap to Pay on iPhone for Service Businesses

> The afternoon Marcus stopped saying 'I'll e-transfer you later.'

- **URL:** https://trymorgan.ai/tap-to-pay-on-iphone

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## The last five minutes of every lesson were the worst.

Lesson goes well. Student improves. Then the pause. Cash? E-transfer? Can you invoice my parent?

Marcus said yes to e-transfer because it was easier than making it awkward. Then he chased payments on weekends.

## Now the card comes to his iPhone.

Student holds their card or phone near the top of Marcus's iPhone. Payment confirmed in under a second. Income recorded before the next lesson starts.

No reader. No dongle. No setup fee. The NFC chip was already in his pocket.

## Three steps. Thirty seconds.

Open Morgan. Enter the amount. Customer taps. Done.

[Download Morgan free](https://apps.apple.com/ca/app/morgan-ai-business-payments/id6756862861)

- [Read how Morgan started](/about)

## FAQ

### What is Tap to Pay on iPhone?

Tap to Pay on iPhone lets you accept contactless payments directly on your iPhone. No card reader or extra hardware required.

### Do I need a card reader?

No. Tap to Pay uses the NFC chip built into your iPhone.

### Which iPhones support Tap to Pay?

iPhone XS and later, running iOS 15.4 or newer.

### What payment methods can customers use?

Any contactless credit or debit card, Apple Pay, Google Pay, or Samsung Pay.

### How fast do I get paid?

Payments are typically deposited within 1-2 business days.