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Best payment app

The best app depends on your week.

Shop owners need registers. Freelancers need invoices. Driving instructors need tap-to-pay in a parking lot. Morgan is built for the last kind.

Service business owner with iPhone versus retail card reader setup

One app, not four.

Solo service businesses need to accept cards on site, send invoices when they can't, log cash and e-transfers, and see profit without exporting to a spreadsheet. If that's your week, the best app is the one you'll actually open every day.

  • Tap to Pay on iPhone. No card reader.
  • Invoices, income, expenses, and customers in one place.
  • Free to start. Upgrade when you need more.
  • Built for people who work alone and get paid on the go.
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Side by side

Morgan vs. typical setup

Morgan AITypical setup
Apps neededOne3-4 separate tools
Tap to PayBuilt-inCard reader + POS
InvoicingBuilt-inSeparate invoicing app
Income trackingAutomaticManual spreadsheet
Setup time2 minutesDays to weeks

Common questions

Is Morgan free?

Yes to start. Pro adds unlimited Tap to Pay, invoices, and expense tracking.

Do I need a card reader?

No. Tap to Pay on iPhone.

Who is Morgan for?

Solo service businesses: tutors, contractors, cleaners, coaches, photographers, and more.

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Start taking payments today.

Free to download. No card reader needed.

Free to start · No card reader needed · iOS & Android