No card reader needed
Your iPhone is the terminal.
Accept contactless cards and digital wallets on the job. Record cash and e-transfers in the same app.
What you get
One app for every payment type.
Tap to Pay on iPhone
Accept cards on site with no reader.
Record any payment
Cash, e-transfer, and cheque in one place.
Automatic tracking
Every card payment logged instantly.
Send invoices
Bill later when the job isn't done in one visit.
Comparison
Card reader vs. Morgan AI
| Morgan AI | Card reader | |
|---|---|---|
| Hardware cost | None | $49-$299+ |
| Setup time | 2 minutes | Days |
| Income tracking | Automatic | Manual export |
| Record cash payments | Yes | Often no |
FAQ
Questions about accepting cards without a reader.
Can I accept card payments without any hardware?
Yes. Tap to Pay on iPhone uses the NFC chip in your phone. No extra hardware required.
Can I still record cash and e-transfers?
Yes. Log any payment type so everything stays in one income record.
What iPhone do I need?
iPhone XS and later, running iOS 15.4 or newer.
Accept your first card payment today.
Free to start. Works on iPhone XS and later.
Free to start · No card reader needed · iOS & Android