Blog

Practical advice for service businesses.

How to get paid, track your income, and run a simpler business from your iPhone.

Business tips · 9 min read

What Service Businesses Can Learn From Warren Buffett's Moat Strategy

Buffett built Berkshire by buying companies with durable competitive advantages. Solo service businesses can use the same moat framework to stop competing on price and build something competitors can't easily copy.

June 7, 2026

Read article →

Stay in the loop

Get paid smarter

Practical advice on payments, invoicing, and income tracking for service businesses.

No spam. Unsubscribe anytime.

Our newest posts

Illustration of tracking income and cash flow with rising charts

Income tracking

What Happens After You Get Paid? Six Questions Morgan AI Answers for You

Getting paid is only half the job. Was that invoice paid? Cash or e-transfer? What did you spend, what did you keep, and what do you owe in taxes? Morgan AI answers all of it in one place.

June 7, 2026 · 4 min read

Illustration of a driving instructor in a high-vis vest accepting card payment beside a learner car after a lesson

Getting paid

How Driving Instructors Can Accept Card Payments

Most driving instructors still collect cash after lessons. Here's a simpler way to accept card payments right after the lesson, no card reader needed.

May 31, 2026 · 2 min read

Payments

How to Accept Card Payments Without a Card Reader

You don't need a card reader to accept card payments anymore. Tap to Pay on iPhone lets any service business take contactless payments with zero hardware.

May 31, 2026 · 2 min read

Illustration of a tutor collecting payment after a session

Getting paid

The Best Way for Tutors to Collect Payments

Chasing parents for tutor payments is one of the most common frustrations in the business. Here are the options, and the one that works best for most tutors.

May 31, 2026 · 2 min read

Illustration of tracking service business income without a spreadsheet

Income tracking

How Service Businesses Can Track Income (Without a Spreadsheet)

Most solo service businesses don't have a reliable way to track income. Here's a simple system that works, whether you take cash, card, or e-transfer.

May 31, 2026 · 3 min read

Payments

Cash vs. Card Payments for Small Businesses: What Actually Works

Most small service businesses take some mix of cash and card payments. Here's an honest look at the trade-offs, and what most businesses end up preferring.

May 31, 2026 · 2 min read

Illustration of tracking customer payments and outstanding balances

Getting paid

How to Stop Losing Track of Customer Payments

If you're not sure who owes you money, you're leaving it on the table. Here's a simple system for knowing exactly where every customer stands.

May 31, 2026 · 2 min read

Illustration of sending simple invoices for service businesses

Invoicing

Simple Invoicing for Service Businesses

What to include on an invoice, when to send it, and how to get paid faster. A practical guide for service businesses who don't want to overthink it.

May 31, 2026 · 2 min read

Illustration of Tap to Pay on iPhone for small business owners

Payments

Tap to Pay on iPhone for Small Business: A Practical Guide

Tap to Pay on iPhone lets any small business accept contactless payments without hardware. Here's what you need to know and how to get started.

May 31, 2026 · 2 min read

Illustration of organizing business income records for tax season

Taxes

How to Track Business Income for Tax Season

The best time to prepare for tax season is all year, not in April. Here's a simple system that makes tax time painless for solo service businesses.

May 31, 2026 · 2 min read

Illustration of payment tracking beyond a bank account for solo businesses

Income tracking

Why Solo Service Businesses Need Payment Tracking (Not Just a Bank Account)

Your bank account shows transactions. Payment tracking tells you what's actually happening in your business. Here's the difference, and why it matters.

May 31, 2026 · 2 min read