# Privacy Policy > Morgan AI Privacy Policy. Learn how we collect, use, and protect your personal information. - **URL:** https://trymorgan.ai/privacy - **Last updated:** June 7, 2026 --- Morgan AI, Inc. ("Morgan AI," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains what information we collect when you use the Morgan AI mobile applications and website (collectively, the "Service"), how we use and share it, and what choices you have. This policy applies to business owners and account holders who use Morgan AI. If you are a customer paying a Morgan AI user through an invoice or payment link, that user's privacy practices may also apply to you. ## 1. Information we collect ### Information you provide - **Account information:** Name, email address, and password (stored in hashed form). Optional profile details such as business name, phone number, and profile photo. - **Business and identity information:** Business name, address, business type, tax identification number, date of birth, and government ID details when you enable payment features. Required by financial regulations and processed through Stripe. - **Bank account information:** Account details for payouts, collected and stored by Stripe when you connect a bank account. - **Customer records:** Names, email addresses, and phone numbers you enter for your customers. - **Financial records:** Invoices, expenses, receipts, income records, and notes you create in the app. - **Communications:** Messages you send to us for support or feedback. ### Information collected automatically - **Payment transaction data:** Amount, date, status, and last four digits of cards used. Full card numbers are processed by Stripe and not stored by Morgan AI. - **Usage data:** Features used, screens visited, actions taken, and crash reports to improve reliability and performance. - **Device information:** Device model, operating system version, app version, and device identifiers for troubleshooting and security. - **Log data:** IP address, browser type, access times, and referring URLs when you use our website. ### Information from third parties - **Apple and Google:** Subscription status and purchase history when you subscribe through the App Store or Google Play. - **Stripe:** Identity verification results, account status, and payment processing metadata. ## 2. How we use your information We use the information we collect to: - Provide, operate, maintain, and improve the Service - Process payments, send confirmations, and facilitate payouts through Stripe - Send invoices and payment reminders on your behalf - Generate income reports, tax summaries, and business insights - Verify identity and prevent fraud, abuse, and security incidents - Communicate with you about your account, billing, and the Service - Respond to support requests - Comply with legal, regulatory, and financial obligations - Enforce our [Terms of Service](https://trymorgan.ai/terms) We do not use your data for third-party advertising. We do not sell your personal information. ## 3. How we share your information We do not sell or rent personal information. We share data only as follows: - **Stripe:** Payment processing, identity verification, and payouts. See [Stripe's Privacy Policy](https://stripe.com/privacy). - **Apple and Google:** Subscription billing when you purchase Pro through the App Store or Google Play. - **Infrastructure providers:** Cloud hosting and database services (such as AWS) under data processing agreements. - **Analytics:** Aggregated and de-identified usage data to understand product usage. We do not include personally identifiable information in aggregated analytics. - **Legal and safety:** When required by law, court order, or government request, or when we believe disclosure is necessary to protect rights, safety, or property. - **Business transfers:** In connection with a merger, acquisition, or sale of assets, subject to this Privacy Policy. ## 4. Your customers' data When you enter information about your customers into the Service, you are responsible for providing any required privacy notices and obtaining any required consents from those individuals. Morgan AI processes that information on your behalf to provide the Service. ## 5. Cookies and similar technologies Our website may use cookies and similar technologies for essential functionality, such as remembering banner preferences and maintaining session state. We do not use cookies for third-party advertising. You can control cookies through your browser settings. Disabling cookies may affect website functionality. ## 6. Data retention We retain your account and business data for as long as your account is active. If you delete your account, we delete personal information within 30 days, except where we must retain data for legal, regulatory, tax, or payment-processing purposes (such as transaction records required under financial regulations). ## 7. Data security We use industry-standard security measures including TLS encryption in transit and encryption at rest. No method of transmission or storage is completely secure. Contact hello@trymorgan.ai immediately if you believe your account has been compromised. ## 8. International data transfers Morgan AI is based in Canada. Your information may be processed in Canada, the United States, and other countries where our service providers operate. We take steps to protect personal information in accordance with this Privacy Policy and applicable law. ## 9. Your privacy rights Depending on where you live, you may have the right to: - **Access** personal information we hold about you - **Correct** inaccurate information from within the app or by contacting us - **Delete** your account and associated personal information - **Export** your financial records from within the app - **Opt out** of non-essential marketing emails - **Withdraw consent** where processing is based on consent, subject to legal limits ### Canada (PIPEDA) Canadian residents may contact us to access or correct personal information and to challenge our compliance with applicable privacy law. ### United States Residents of certain US states may have additional rights under state privacy laws, including the right to know what personal information we collect and to request deletion, subject to exceptions. We do not sell personal information as defined by applicable state laws. To exercise your rights, email hello@trymorgan.ai. We may need to verify your identity before responding. ## 10. Children's privacy Morgan AI is not intended for anyone under 18. We do not knowingly collect personal information from children under 18. Contact us if you believe we have collected such information. ## 11. Changes to this policy We may update this Privacy Policy from time to time. We will notify you of material changes by email or in-app notice. The "last updated" date at the top reflects when the policy was last revised. ## 12. Contact us Questions or concerns about this Privacy Policy? Email hello@trymorgan.ai. We respond to every privacy inquiry. Related: [Terms of Service](https://trymorgan.ai/terms)