# How to accept card payments from customers

- **URL:** https://trymorgan.ai/help/accepting-card-payments
- **Category:** Accepting Payments

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## How to accept card payments from customers

Morgan AI lets you accept card payments in two ways: Tap to Pay in person, and payment links for remote payments. Here's how both work.

## In-person: Tap to Pay

Tap to Pay is the fastest way to get paid when your customer is standing in front of you.

**Requirements:**
- iPhone XS or newer
- Tap to Pay enabled in your Morgan AI account
- Internet connection

**Steps:**
1. Open Morgan AI and tap **+ > Charge**
2. Enter the amount
3. Tap **Charge**
4. Your customer taps their contactless card, Apple Pay, or Google Pay to the top of your iPhone
5. Payment confirmed

The customer can receive a receipt by email or SMS.

## Works with all major cards

Tap to Pay accepts:
- Visa (credit and debit)
- Mastercard (credit and debit)
- American Express
- Interac (debit)
- Apple Pay
- Google Pay
- Samsung Pay

## Remote: Payment links

For payments where your customer isn't with you:

1. Tap **+ > Payment link**
2. Enter the amount and a description
3. Share the link via text, email, or copy it
4. Your customer pays by card from any device

Payment links work anywhere in the world and don't require Tap to Pay.

## Tracking your payments

Every card payment appears in the **Income** tab automatically. You can filter by date, search by customer, and export a CSV for your records.

## Processing fees

Standard card processing fees apply through Stripe. Current rates are listed in the app and on our pricing page. Morgan AI does not add additional fees on top of Stripe's rates.