# Features | Payments, Invoices, and Income Tracking

> Get paid from your phone, send invoices in 30 seconds, and track every payment in one place. Built for solo service businesses.

- **URL:** https://trymorgan.ai/features

---

## Tap to Pay on iPhone

Customer taps their card or phone to yours. Payment confirmed in under 30 seconds. No reader required.

### Get paid before they leave.

Your customer holds their card or phone near the top of your iPhone. Payment is confirmed and logged automatically. No dongle, no reader in a drawer, no chasing e-transfers on Sunday night.

- Works with Visa, Mastercard, Amex, Discover, Apple Pay, and Google Pay
- iPhone XS and later, iOS 15.4+
- Payments deposit to your bank in 1-2 business days
- Every card payment recorded in your income tracker instantly

[How Tap to Pay works](/tap-to-pay-on-iphone)

## Invoices

Send a professional invoice in under a minute. Track who paid and nudge late payers in one tap.

### Stop forgetting to bill clients.

Create and send a professional invoice from your phone while the job is still fresh. Customers pay online with their card. You see who paid, who hasn't, and send a reminder without opening your email app.

- Free plan includes up to 5 invoices per month
- Customers pay online with a card in one tap
- Track open, paid, and overdue invoices at a glance
- Recurring invoices on Pro for regular clients

[See pricing plans](/pricing)

## Income tracking

Card, cash, and e-transfer in one record. See your day, week, and month without opening three apps.

### Every payment in one place.

Card payments log automatically. Cash and e-transfers take one tap to record. Morgan shows your income by day, week, or month so you always know where you stand without exporting bank statements.

- Card, cash, e-transfer, and cheque in one timeline
- Tap to Pay payments recorded the moment they clear
- Filter by date range to see your best weeks
- Free plan includes basic income tracking

[Income tracking FAQ](/faq)

## Expenses

Snap a receipt and Morgan logs the vendor, amount, and category. Profit, not just revenue.

### Know your profit, not just your revenue.

Take a photo of any receipt and Morgan extracts the vendor, amount, and category. Pair it with your income and see what you actually kept, not just what came in.

- Snap a receipt or enter expenses manually
- Categories for supplies, fuel, tools, and more
- See income minus expenses by week or month
- Included with Morgan Pro

[Upgrade to Pro](/pricing)

## Customer records

Every client gets a profile: contact info, payment history, invoices sent, and notes.

### Remember every client without a spreadsheet.

Each customer gets a profile with their contact info, every payment they've made, invoices you've sent, and notes from past jobs. Useful when someone asks what they paid last time or you need to follow up.

- Contact name, email, and phone in one profile
- Full payment and invoice history per client
- Add notes after each job or lesson
- Included with Morgan Pro

[Browse help guides](/help)

## Business insights

See profit, busiest periods, and top clients. Export a clean summary for tax season.

### Tax season without the spreadsheet scramble.

Morgan rolls up your income, expenses, and profit into clear reports. See your busiest months, top clients, and export a tax summary when your accountant asks for numbers.

- Income and expense reports by day, week, month, or year
- Profit view so you see what you actually kept
- Tax summary report for year-end filing
- Included with Morgan Pro

[Reporting FAQ](/faq)